1. Introduction
These terms and conditions (“Terms”) govern the relationship between FedWealth Capital (“Company,” “we,” “us,” or “our”) and its clients (“Client,” “you,” or “your”). By engaging with our services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please refrain from using our services.
2. Scope of Services
FedWealth Capital offers wealth management services, including but not limited to investment advisory, portfolio management, financial planning, and asset management. Specific services provided to you will be detailed in the service agreement.
3. Client Responsibilities
• Accurate Information: You agree to provide accurate and complete information necessary for the provision of our services. This includes financial information, investment objectives, risk tolerance, and any other relevant details.
• Communication: You agree to promptly inform us of any changes to your financial situation or investment objectives that may affect the services provided.
4. Fees and Charges
• Management Fees: Our fees are calculated based on the assets under management (AUM) and are detailed in the fee schedule provided to you.
• Additional Charges: You may be responsible for additional charges, such as transaction fees, third-party service fees, and other related costs.
5. Investment Risks
• Risk Acknowledgment: Investments in financial markets involve risks, including the potential loss of principal. You acknowledge that past performance is not indicative of future results, and there is no guarantee that your investment objectives will be met.
• Risk Tolerance: It is your responsibility to inform us of your risk tolerance and any changes to it.
6. Confidentiality
• Data Protection: We are committed to protecting your personal and financial information. We will not disclose your information to third parties without your consent, except as required by law.
• Client Communication: All communications between you and FedWealth Capital will be treated as confidential and will be conducted securely.
7. Termination
• Termination by Client: You may terminate the services at any time by providing written notice to us. Fees due up to the date of termination will be charged on a pro-rata basis.
• Termination by Company: We reserve the right to terminate our services to you with written notice if we determine that you have breached any of these Terms or if we can no longer provide services due to changes in regulations or other unforeseen circumstances.
8. Limitation of Liability
• No Guarantee: We do not guarantee any specific investment results or that the services provided will achieve your financial objectives.
• Liability Cap: Our liability in connection with the services provided is limited to the fees paid by you for the services in the preceding 12 months.
9. Regulatory Compliance
• Regulatory Adherence: We adhere to all relevant regulations and guidelines in the jurisdictions we operate. You agree to comply with all applicable laws and regulations in connection with our services.
• Reporting: We will provide you with regular reports on the performance of your investments as required by applicable regulations.
10. Amendments
• Changes to Terms: We reserve the right to amend these Terms at any time. Any changes will be communicated to you in writing, and your continued use of our services constitutes acceptance of the amended Terms.
